Compounding is Key!

Stocks are overvalued, bonds and bank accounts pay no interest, and real
estate investments are more work than they are worth. When markets turn
sour, diversification just means more holdings all go down in value at the
same time. Your investment manager is a braggart who never seems to
consistently get
you decent returns, regardless of all the rankings, stars
and track records shown you.

Sound familiar?

If your financial plan is goal based (meaning the plan requires a specific
rate of return on your investments to meet the stated goal), it is important to
find reliable tactics to generate sufficient income and more consistent
returns, while reducing the risks of investing. An options strategy can help
achieve those goals.

An option strategy can outperform buy-and-hold.

The investment approach of buying a stock or mutual fund, then just holding
it for years, has been generally discredited. Over the past few decades,
investors have seen modest returns while suffering wide swings in the
value of their investments. These fluctuations, for most people, is more risk
than they should be taking on. There are other investment approaches to

An actively managed approach, using modern tools such as option
strategies, can enhance an investment portfolio performance.
A recent report from the Options Industry Council (OIC), have findings that
options-based strategies can be useful in improving the risk-return
characteristics of a portfolio. Options are an extremely valuable tool in the
portfolio manager's toolbox. In this current economic environment of low
growth, zero interest rates and volatile investment markets, utilizing option
strategies to manage an investment portfolios is very timely.

Briarcliff Manor Wealth Advisors has routinely utilized option strategies
for our client's portfolios since 2005.

Briarcliff Manor Wealth Advisors has been in the business of managing
investment portfolios since 2005. Thomas C. Vaccaro, CFP® has been in
the investment business for over 30 years. Investment experience counts,
as it is an excellent source of profitable investing ideas, as well as assures
that a portfolio possesses a set of qualities deemed appropriate for
financial success. What could be better than continually observing and
working in the markets, and then turning that experience into an investment
strategy for ones portfolio?

If you would like a complimentary review of your investment portfolio, as well
as further discussion on how options could improve your returns while
reducing risk, please contact me for a convenient appointment.

Options involve risk and are not suitable for all investors. The strategies discussed are for educational and illustrative
purposes only, and should not be construed as an endorsement, recommendation or solicitation to buy or sell
securities.....This email on the internet shall no direct or indirect way be construed as a solicitation to sell or offer to sell
investment advisory services to any residents of any state other than the State of New York or otherwise legally
permitted..........Certified Financial Planner Board of Standards Inc ., owns the certification marks CFP (r) and Certified
Financial Planner (tm) in the United States, which it awards to individuals who successfully complete CFP Board's initial
and ongoing certification requirements.........Carefully consider exchange traded funds investment objectives, risk factors
and charges and expenses before investing. There are risks involved with investing, including possible loss of principal.
Diversification may not protect against market risk. Please read the prospectus carefully before investing.

Investment Services
Why is compounding  key?

Because of the math!

$600 per month.
30 years.
9% annual return.
Result - $1 million dollars!